DBS Multiplier — Financial Services Experience

Context

The DBS Multiplier account is a financial product designed to help customers maximise interest earnings by integrating multiple banking services.

Problem

Customers often struggled to:

  • understand eligibility requirements
  • track how their financial activities affected interest rates
  • navigate complex banking product information

My Role

UX Researcher / Designer involved in:

  • analysing customer behaviour around banking products
  • developing improved information architecture
  • designing clearer financial dashboards

Research & Insights

Research highlighted:

  • confusion around how interest tiers were calculated
  • limited visibility of account performance
  • lack of transparency around financial rewards

Key Decisions

The UX strategy prioritised:

  • simplifying financial information presentation
  • visualising interest tiers and rewards
  • improving transparency of account benefits

Design Outcomes

Key design improvements included:

  • clearer financial dashboards
  • improved visualisation of account benefits
  • simplified onboarding flows

Impact

These improvements helped:

  • increase user understanding of financial products
  • improve engagement with DBS banking services
  • support better financial decision making